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The purchase process is sometimes complicated and difficult, and we will guide you through it. Our goal is to provide you with the most inexpensive loan possible, while making your loan process fast, simple, and less stressful.

Special terms can apply to first time homebuyers and "move up" home buyers. These include the newly enhanced 3% down payment program. Where the 3% may be derived from: cash, a secured loan such as one from your 401(k) account, life insurance policy, or other real estate, a gift from a relative or an unsecured loan from a relative, non-profit organization, or employer. In addition, the closing costs and pre-paids for the loan may be derived from the from premium pricing from the lender up to 2%.

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